Group Disability Insurance Plans

Disability insurance helps protect a portion of an employee’s income if they become sick or injured and are unable to work for a period of time. Disability insurance may be employer-paid or be a part of a voluntary benefits plan.

Our employee benefits advisors work with many disability insurance carriers and can help you discover the right plan for you. Protect what matters most; your employees.

Short-Term Disability Insurance

Short-term disability (STD) insurance provides coverage for employees out on shorter periods of disability, generally no longer than 13 or 26 weeks. Short-term disability benefits may be a flat dollar amount or based on a percentage of the employee’s weekly earnings. 

Long-Term Disability Insurance

Long-term disability (LTD) insurance provides coverage for employees whose disabilities generally extend beyond 13 or 26 weeks. Long-term disability benefits are based on a percentage of the employee’s earnings.