Term life and accidental death and dismemberment (AD&D) insurance plans help employees take care of their loved ones by providing benefits in the event of their death or catastrophic injury. It is available as a flat dollar amount or as a percentage of salary option.
AD&D insurance coverage pays for a covered accident that results in a loss of life, speech, hearing or sight, paralysis and other losses. It can also be a low-cost part of a company-provided basic coverage plan, an employee-paid benefits plan option, or both.
Partner with the benefits advisors at Lillis, McKibben, Bongiovanni & Co. to help protect your employees and their loved ones in the event of a tragedy.
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